About Us

We provide trusted life insurance solutions that secure your financial future. With personalized coverage options and expert guidance, our team is dedicated to helping you protect what matters most.

We're the best

Meets Peace of Mind by James Schultz

At US Health Advisors James Schultz, we specialize in providing personalized health insurance solutions for healthy individuals under 65. Whether you’re seeking individual coverage, family plans, or supplemental insurance, James offers expert guidance with a focus on clarity and affordability. Serving clients across Florida, Texas, North Carolina, Michigan, Iowa, Nebraska, and South Carolina, James helps you compare plans, understand your benefits, and choose coverage that fits your lifestyle. With a commitment to customer care and trusted advice, US Health Advisors makes navigating health insurance simple and stress-free."

Frequently Asked Questions

Q: Does my net worth affect the cost of my health insurance?

No, net worth has no impact. Rates are based on age, location, tobacco use, and plan level.

Q: Is there a cap on my insurance coverage?

No. ACA plans cannot impose lifetime or annual limits on essential benefits.

Q: Can I change my health insurance policy later on?

Yes, during open enrollment or if you qualify for a special enrollment period.

Q: How broad is the healthcare network?

Coverage in all 50 states with access to about 95% of doctors and hospitals.

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